Trustees & Administration for Special Needs Trusts in Louisville, KY

Day-To-Day Rules That Keep Benefits Intact

Practical administration for SNT trustees

Trustees & administration for Special Needs Trusts in Louisville, KY involve careful spending decisions and solid records. Cochran Gersh Law Office trains trustees across St. Matthews, Lyndon, the Highlands, and Prospect to manage purchases, avoid SSI pitfalls, and communicate clearly with family and providers.

Spending Guidelines That Work In Real Life

What to pay-and how to pay it

SNTs can fund therapies, transportation, education, technology, clothing, and recreation. Direct cash to the beneficiary is usually a no-go, and certain housing or food payments can reduce SSI. We'll design a spending guide that balances quality of life with program rules.

Design A Plan

Recordkeeping, Reporting, And Taxes

Receipts and summaries that prevent delays

We set up a receipt system, quarterly summaries, and an annual report so requests move faster and CPAs get what they need. If the trust files a return, we coordinate K-1s and align distributions with your accounting.

Set Up Reporting

Coordinating With ABLE Accounts And Benefits

Small purchases without red tape

Pairing an ABLE account with an SNT can streamline frequent expenses. We outline caps, qualified disability expenses, and good habits for transfers so benefits remain steady.

Discuss ABLE + SNT

Successor Trustees And Transitions

Keep the trust running when roles change

We document how a new trustee accepts office, takes custody of records, and notifies banks, brokers, and providers. Clear transition steps keep services and payments on schedule across Jefferson County.

Our Process For SNT Trustees

Training and ongoing support

Orientation on benefit rules.
Draft a spending plan with examples.
Quarterly check-ins the first year.

Cochran Gersh Law Office provides practical answers when unusual requests arise.

Answers To SNT Administration Questions

Five in-depth answers trustees ask

  • Can the trust pay rent or utilities?

    It can, but payments for food or shelter may reduce SSI. We'll weigh pros and cons and consider ABLE strategies when appropriate.

  • How do we handle reimbursements to family?

    Use written requests with receipts and a brief note explaining the item's benefit. Consistent documentation speeds approvals and audits.


  • What if a purchase helps the whole household?

    Prorate costs and document the beneficiary's share; some items may be better purchased as services used primarily by the beneficiary.

  • Do we need separate accounts?

    Yes-a dedicated trust account avoids commingling and makes reporting straightforward.

  • When should we bring in a professional trustee?

    If requests become complex, assets grow, or family dynamics strain, a professional or co-trustee can add capacity and objectivity.

Ask A Trustee