Update Beneficiaries And Titling
Small paperwork, big consequences
We align account titles, transfer-on-death designations, and life insurance with your goals and your
revocable living trust. Clean records reduce probate and keep assets moving where you expect.
Protect The Family Home And Savings
Legal tools that reduce avoidable risks
We discuss permitted transfers, certain irrevocable trust options, and business or rental property entities. Everything is tailored to Kentucky rules and your time horizon-never one-size-fits-all.
Coordinate With Long-Term Care Plans
Health costs can change the math
We integrate
Medicaid & long-term care planning with retirement income so surprises don't derail your budget. If one spouse needs care, we map how income and assets shift while keeping the other spouse stable at home.
Business Owners Near Retirement
Exit terms that support your next chapter
For owners in St. Matthews or Jeffersontown, we connect exit strategies & retirement transitions with personal planning-so buy-out payments, consulting income, and insurance fit your household cash flow.
Answers to Retirement & Protection Questions
Five clear answers before you decide
Do we need a trust?
Not always. We explain when a revocable trust helps and when beneficiary designations are enough.
How often should we update documents?
Review after major life events and every few years to keep signatures, agents, and accounts current.
Can we protect assets if care is needed soon?
Options shrink as care begins, but targeted moves may still help. We'll outline realistic expectations and timing.
What about taxes in retirement?
Title choices, trust design, and distribution timing affect taxes. We coordinate with your CPA to keep filings consistent.
How do we keep adult children informed?
Use clear health care directives and financial permissions so helpers know their role before an emergency.