Powers of Attorney in Louisville, KY

Keep Life Moving If You Can't

A durable POA that actually works at the bank

A durable power of attorney in Louisville, KY authorizes someone you trust to handle money, property, and paperwork if you're unavailable or unable to act. Cochran Gersh Law Office drafts practical documents that institutions on Shelbyville Road, Hurstbourne Parkway, and downtown will accept without unnecessary delays.

What a Financial POA Can Authorize

Banking, real estate, taxes, and more

Your agent can manage accounts, pay bills, sign tax returns, handle real estate with the Jefferson County Clerk, work with your financial advisor, and support small-business tasks. We tailor the scope-from broad authority to limited powers for a single transaction.

Customize Mine

Immediate vs. Springing Authority

Choose when your agent can act

Some clients prefer immediate authority so a spouse or adult child can help today; others choose a springing POA that activates upon physician certification of incapacity. We discuss pros and cons, including practical issues with banks and medical providers.

Compare Timing

Avoiding Guardianship With Good Planning

The cost of not having a POA

Without a valid POA, families may need court-appointed guardianship to manage bills or housing-a stressful, time-consuming process. We explain how a strong POA pairs with health care directives so decision-making is covered on both financial and medical fronts.

Prevent Delays

Local Tip For Louisville Banks

Use the right form-and a trust-friendly setup

Some institutions prefer their own short forms. We provide your signed POA plus a summary letter and, if you use a revocable living trust, we align trustee powers so account access is seamless.

Who Especially Needs a POA

Real-world scenarios we see every week

Frequent travelers, solo seniors, caregivers helping parents near Norton Hospital or UofL Health, small-business owners, and couples wanting backup for bill pay and taxes. We also coordinate with business succession plans to keep companies running during a health event.

Talk Through Yours

Our Process For New Trustees

From first call to final receipt

Map your finances and roles.
Draft durable POA tailored to your banks and assets.
Proper Kentucky signing.
Practical "how-to" for your agent.

Cochran Gersh Law Office remains available when questions pop up.

Answers to POA Questions

Five things to know before you sign

  • What makes a POA "durable"?

     It remains effective even if you become incapacitated-critical for paying bills and managing accounts without court.

  • Can I name co-agents?

    Yes. We'll discuss whether co-agents must act together or separately and how that plays with banks in Louisville.

  • Can I limit powers?

    Absolutely. From one-time real estate closings to business tasks, a POA can be narrow or broad.

  • When does a springing POA start?

    Usually when a doctor certifies you can't manage your affairs; we'll clarify proof requirements to avoid delays.

  • How does a POA work with my trust?

    Your trustee handles trust assets; your agent handles non-trust property. We align both so nothing falls through the cracks.

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